END OF LIFE ISSUES - SUMMARY

What your spouse/family must know TODAY itself? 

( Act Now as our Departure will come unscheduled: Sure you don't wish to leave your FAMILY in total lurch) 
HERE IS A QUICK CHECK LIST OF ALL THE ISSUES WHICH MUST BE ATTENDED TO ATONCE BY ALL VETERANS WITHOUT WAITING EVEN FOR AN HOUR - THIS LIST CAN NEVER BE EXHAUSTIVE.

All these issues have been given in detail in Paivaar Blogsite, go through the INDEX to the blog and look for what you need, It will be accessible to you without any hassles. Do take the Advantage.

Please click below to open the complete details, Our readers are also requested to kindly email their suggestions to mgr.sigs@gmail.com  for publication here.

LIVE YOUR FATE - AMOR FATI

AMOR FATI - Learn To Love Your Fate....... 

Amor fati is a Latin phrase that may be translated as "love of fate" or "love of one's fate". It is used to describe an attitude in which one sees everything that happens, including suffering and loss as, necessary. Whether one likes them or not, it is accepted with zen like serenity. 

Thomas Edison was at home eating dinner. A man burst into his home, interrupting him. He had bad news. His research facility was on fire.
Now how would you imagine Edison to react? Do you imagine Edison panicking or do you hear him screaming out “Why me?” or is he deeply distraught or do you see him in deep agony?
None of these happened. Edison requested his son to go and get his mother. It seems, Edison excitedly told his son, “She’ll never see a fire like this again.” 

CASHLESS FINANCIAL TANSACTIONS - PPT

MY POWER POINT PRESENTATION ON CASHLESS DIGITAL FINANCIAL TRANSACTIONS.

   In view of the monetary policy as enunciated by the Govt of India in promoting the use of Digital Payments which is also called as the plastic Money The Payment Corporation of Inda a Govt of India enterprise has initiated a number of systems in the Banking Network giving us the choice of using many such methods for payment.
   Very recently The PLASTIC MONEY has been now has additional brother called MOBILE MONEY. You mobile phone empowers you to make cashless transactions from your bank account or from your mobile wallets. We have prepared this presentation which will help any one to not only understand various systems but also set up the applications on their mobile phone. (CONTD)----

BHIM - E-PAYMENT MOBILE APP

      Our Prime Minister Shri Narender Modi released the new Mobile Application for Cashless Digital Payments on 30th Dec 2016. The Application has been named BHIM in Commemoration of the birth Anniversary of Dr BR Ambedkar. This application works over the "Unified payment Interface" (UPI) of the banks and is very simple and reliable. This APP has now been upgraded and is available on both Android as well as IOB platforms. It is available in 7 Indian Languages and has been Aadhaar Enabled for payments.

    The money gets transferred direct to the bank account of the merchant or payee instantly from your bank. It uses the Virtual Payment Address (VPA) of the payee like 9999999999@upi where 9999999999 is mobile number of the Payee linked to his bank account. The secondary VPA can also be created hiding the mobile number as imsmart@upi  where its your chosen short name. The application has been updated that It can now transfer money using IFSC Code and account number of the payee in addition to VPA.

ASSURED DECENT LAST RITES SCHEME (ADLRS)

      In order to ensure that the Army Veterans get a decent funeral on death, the services HQs have made a special provision to release some funds from the canteen profits of the Canteen where the veteran had been attached. The necessary instructions have been passed to all Station Canteens on these provisions. The families are advised to contact their CSD(I) Canteens from where their cards have been issued.

HOW TO USE THIS SITE

SIMPLE GUIDE - HOW TO GO ABOUT  THIS SITE.

1. For some it may be difficult to browse through this site while searching for the right information or material. We therefore out line the method to go about as in succeeding paragraphs.

2.  Open the blog site go,  through the Flash News for something new on this site which is usually linked there . However you will like to read in full the detailed information in this site. Please follow the method as outlined here in (Read More)  

SPECIAL CONSTITUTIONAL STATUS OF THE ARMED FORCES

DO YOU KNOW YOUR DEFENCE FORCES.
A very exhaustive article in http://mycriticalreviews.blogspot.in  explains the very special status given to the Armed forces in Indian Constitution to the extent that in past the Chiefs cautioned the then Prime minister of India to remain within the provisions of the constitution, a guard against the political leadership in becoming a Dictator. Hats off to Dr BR Ambedkar who had such a vision at that times.

http://mycriticalreviews.blogspot.in/2016/10/faqs-why-are-soldiers-agitating-are.html?spref=tw%3D%3D&m=1

Do You Know Your Defense Forces? FAQs: On the Constitutional Status of Defense Forces? 

Last updated on 6 Nov 2016- Total Hits/ Views = 36000 plus.

 Thanks readers for overwhelming response. Two more blogs will come. Second one in continuation of present one dealing with aspects like what does apolitical means in terms of law and Coup Proofing Vs Coup Phobia and third one on "What Rots Indian Military within"? 

 This blog is an attempt to answer 'Frequently Asked Questions' on issues of military. The questions answers given are not a complete set and shall be kept updated time to time. 

AOBF - CLOSURE OF SCHEME & REFUND

AOBF REFUND - UPDATE

Dear Veterans,
 You are already aware that AG's Branch has taken a decision to terminate the AOBF wef 2018. They are thus in the process of refunding your contributions in a sequential manner . Presently they are handling those Veterans who were born in 1943 as also those commissioned up to 1971. The amount that will be refunded is as shown in the schedule below.

ACTION ON OUR PART - Please ring up Army HQ AG's Branch Tel No, - 011 26196217 , which is being promptly attended by a JCO. I got connected with  this number in first attempt. Give your IC No to the JCO, he will immediately check your details on his computer and verify with you and your current postal address will be updated by him in his data base. They will send a letter by post at your updated postal address to obtain your bank details for sending you the cheque once your turn comes up. 

INDEX OF THE SITE -SUBJECT WISE

THIS SITE IS IN PUBLIC DOMAIN

(Pl click on the topics of your selected post the same will open for you here. Please return to HOME page by clicking the HOME button in your post - List Updated - May 2017)

INDEX OF POSTS IN THIS SITE

FLASH NEWS

HOME PAGE SIGNALS PARIVAAR

BEREAVEMENT IN SIGS PARIVAAR (APR-17)

CORPS DOMESTIC MATTERS - 2017

INDEX - ALL POSTS IN THIS SITE

HOW TO USE THIS SITE

TAX EXEMTION FOR PERSONS WITH DISABLITIES

Tax Exemption For Disabled Persons,

The Income Tax Act and the Profession Tax Act provides various income tax deductions under Section 80DD, 80DDB and 80U for differently-abled (disabled and handicapped) people.

Most states in India allow a professional tax exemption for any person suffering from a permanent disability.

Section 80DD
Under Section 80DD the expenses on maintenance/ medical treatment of disabled dependents can be claimed as an income tax deduction. Dependents include spouse, children, parents, brothers and sisters and the income tax deduction is valid only if they have not already claimed a benefit under Section 80U. Income-tax Deduction for expenses for partially disabled dependents (severity 40-80%) is allowed up to Rs.75,000 while it goes up to Rs 1.25 lakh if the dependent is over 80% disabled. The plus side is that even if your actual expenses are lesser than Rs 75000 you can claim a full deduction.

Section 80U

USEFUL INFORMATION FOR VETERANS

USEFUL  INFORMATION  FOR  RETIRED   OFFICERS/SPOUSES/NOK

                                           COMPILED BY BRIG L VIJAYAN, SM ( RETD)

INDEX

Ser No.                                          Subject                                                                       Page No.

1.   INTRODUCTION                                                                                                         4-11

·         General.                                                                                                              

·         Precautions to be taken by the Elderly Persons.                    

·         Carry Identity Card.                                                                                        

·         Financial Matters.                                                                                             

·         Contact Information.   

                                                                                     

CONSTITUTIONAL STATUS OF ARMED FORCES

CONSTITUTIONAL - STATUS OF ARMED FORCES

Para 310 of the Constitution reads,
"310. (1) Except as expressly provided by this Constitution, every person who is a member of a defence service or of a civil service of the Union or of an all-India service or holds any post connected with defence or any civil post under the Union holds office during the pleasure of the President, and every person who is a member of a civil service of a State or holds any civil post under a State holds office during the pleasure of the Governor 3*** of the State. (2)"

Our understanding of the sentence, would place the member of the Defence Service on top of all others, followed by the civil services and then  by all India services.

Apparently the makers of the constitution had this order in mind, when the above sentence was framed. The meaning of the constitution is quite clear and has clearly indicated the order of precedence. There has been no amendment to this act. 

Any other  office order by the Govt of India which is not in line with the above constitutional provisions is unconstitutional and can be struck down by the Honourable Supreme Court of India.

Keeping this in my mind, it is surprising that the 7CPC has unilaterally and unconstitutionally recommended that the Defence Services should now be equated to CPOs or para military service, which is two rungs below.

CORPS DOMESTIC MATTERS - 2016

** MCTE NEWS LETTERS "F L A S H" -  Dec -2016 ISSUE -  OPEN    

SIGNALS PARIVAAR IS deeply indebted to MCTE for the Monthly News Letters which is being made available for the Veterans to remain in touch with their Alma Mater since 2012. We have retained all past News Letters in our Library   
                                     OPEN THE  NEWS LETTER "FLASH"  LIBRARY 

 ** DIRECTORY OF RETIRED SIGNAL OFFICERS - DEC 2016  MAINTAINED BY THE  DG SIGS (SIGS ADM), IHQ of MOD (ARMY),   FOR ANY CORRECTIONS KINDLY APPROACH IN WRITING BY POST TO  SIGNALS DTE AT ARMY HQ, NEW DELHI

**  THEY DID THE CORPS PROUD -  We are proud of our brave hearts for their heroic deeds in the face of the enemy.  CLICK TO READ

** CORPS PENSION CELL AT ALLAHABAD FOR SIGNALS-VETERANS    HAS BEEN  ESTABLISHED BY THE AFSR AT ALLAHABAD. SUB U.P. SINGH IS THE JCO I/C OF THE CELL. YOU CAN WRITE YOUR PROBLEMS TO PCDA (P) AND SEND HARD COPY (A MUST)  OF THE SAME TO SIGNALS PENSION CELL C/O  4 AIR FMN SIG REGT C/O 56 APO TO  HELP PURSUE YOUR APPLICATION WITH THE PCDA.(P)

                                                          

NOTICE FROM INCOME TAX

IF YOU GET INCOME TAX NOTICE

 Jul 18 2016 : The Times of India (Delhi)

Find out what each Section stands for and the reason you received it
A tax notice can be intimidating.

However, before you panic, take the time to find out why ex actly a notice has been sent to you and what the implications are according to the sections mentioned.

JABALPUR WAR MEMORIAL

CORPS OF SIGNALS WAR MEMORIAL AT JABALPUR

The Signals War Memorial in Jabalpur Cantonment is dedicated to the Personnels of Corps of Signals who have laid down their lives in service of the Corps and Country in the pre and post-Independence era including World War I and II. The Signals War Memorial was erected on the Parade Ground of 1 Military Training Regiment of 1 Signal Training Centre, and dedicated to the Nation at a solemn ceremony on February 13, 1961 during the Golden Jubilee Corps Reunion.  READ MORE

    ALSO - (SCROLL DOWN TO READ ABOUT THE CONTRIBUTION OF  SIGNALS IN FREEDOM STRUGGLE)

RAIL LINK TO VALLEY

RAIL LINK TO KASHMIR VALLEY
 NOTE  - THIS POST IS UNDER CONSTRUCTION

SAMPLE FORMAT OF WILL - FOR YOU

DIRECTORATE OF INDIAN ARMY VETERANS

• Please be informed that the Directorate of Indian Army Veterans (DIAV) has been inaugurated on 14 Jan 2016. This newly raised directorate is located along the Cavalry Road in Delhi Cantonment and the Veterans and Next of Kin may feel free to visit us during the working hours.
• With a view to reach out to the veteran fraternity, an official web portal at URL www.indianarmyveterans.gov.in has been fielded to meet the needs and aspirations of the veteran fraternity. Accordingly, the veterans and NoK may like to register themselves on this web portal for periodic news update & services and redressal of grievances
  For the said purpose, you are requested to please fill in details as per the format appended below and mail the same at armyveteranscell@gmail.com or veteranscell-army@nic.in. Alternatively, the form duly filled on a hard copy could be mailed to the undersigned at Directorate of Indian Army Veterans, 104, Cavalry Road, Maude Line, Delhi Cantt – 110010.
  

  
  

  
  

VETERANS - MUST ACT WHILE IN GOOD HEALTH

ACTIONS TO BE TAKEN BY VETERANS WHILE STILL IN GOOD HEALTH

JUST DONOT POSTPONE THEM EVEN FOR A DAY

1.              While in service, we planned for all contingencies which might occur, whether in official or personal matters. However, after retirement many of us do not display the same meticulousness in our personal affairs. We feel that we still have plenty of time to go and will place our affairs in order In due course of time. When the unexpected happens, the NOK are left to clear an unimaginable tangle of legal and financial issues. It is obviously our responsibility towards our loved ones to organise our personal affairs, while we are still in good health, so that our NOK can receive assets as smoothly as possible. Some measures to ensure this are enumerated in succeeding paragraphs.

ENDORSEMENT OF DOB OF SPOUSE IN PPO

    ENDORSEMENT OF  DATE OF BIRTH AND NAME  IN PPO OF YOUR SPOUSE AS FAMILY PENSIONER

   The PPOs issued before 1990 did not have the name of the spouse mentioned as the family pensioner after the demise of the pensioner. It was a problem to have  the family pension commenced and took many months in the procedure.  However,  post 1990 the PCDA began showing only the name of the spouse in the PPOs so that the family pension can begin without a break on the demise of the pensioner.
        On implementation of the recommendations of 6 CPC on enhancement of pension on being Super Sr Ctz was sanctioned for the Family Pension also at par with the pensioners i.e on attaining the age of 80, 85, 90, 95 and 100 yrs.  

THEY DID THE CORPS PROUD

    In this section our aim is introduce our Signallers who have made the Corps proud by their acts of unmatched bravery, Courage and Extra Ordinary Achievements. This post includes the following articles:-

1.         The  article compiled by Lt Col HS Bhandari (Veteran) and  publishes in The SIGNALMAN Feb 2011 issue. 

2.      THE SAGA OF CAPT PK GHOSH, VrC.  By Maj Gen VK Singh.    for the liberation of Bangladesh..

3      NATHULA 1967 - THE REAL STORY – 2Lt NC GUPTA‘s FEARLESS ACTS OF BRAVERY - by Maj Gen VK Singh.  

4.     DECORATED SOLDIERS.

5.     COL ARVIND  JOGLEKAR - PERSONA EXTRA ORDINARY - A Writer, Traveller and an Actor.  by Col A Joglekar

The SIGNALS PARIVAAR will welcome such articles from the Parivar Members, on extraordinary achievements in any field by our officers JCOs and men, for hosting here for posterity.

CLICK HERE TO READ FULL ARTICLES

**BACK HOME**

      
     

OROP & 7th CPC TABLES

From Air Marshal Savur..

Caution: This is for easier understanding by Ladies & Course-mates of the OROP tables in PCDA (P) Circular No. 555 dated 03 Feb 2016.

 This is not to be quoted in any official correspondence 

*        *        *        *        *        *        *        *        *
Ordinary Basic Family Pension 

DEFENCE PENSION ADALATS

A UNIQUE PLATFORM FOR PENSIONERS' WELFARE

   The Defence Account Department headed by the CGDA  is constantly engaged in addressing the grievances  of  the  large  community of   Defence   veterans   and    the ir fami lies and has ta ken a number of proactive steps to reach out to them going beyond convent ional methods of  replying  to  pensioners'  queries and concerns through  letters, email, telephone   etc. The    platform    of Defence Pension Adalats  has been used to  reach out  to  large  number of Defence  pensioners     (current number  2 .5  million)  spread  across the   country   and   especially   t hose located   in

SPECIAL WEB POSTs FOR JCOs & ORs

   **OUR DUTY AS OFFICERS TOWARDS OUR MEN DOES NOT END WITH OUR RETIREMENT, ITS OUR LIFE LONG COMMITMENT**

WE HAVE MADE SPECIAL EFFORTS TO PREPARE FEW SPECIAL POSTS FOR THE PENSION RELATED ISSUES OF THE JCOs AND ORs AND EQUIVALENT RANKS OF INDIAN NAVY AND INDIAN AIR FORCE.
         JCOs और ORs के लिए इस साईट में स्पेशल पोस्ट बनाए गए हैं जो के आप की पेंशन के बारे में डिटेल देते हैं. आप के लिए  नीचे लिस्ट दी गयी है उसे क्लिक करके वहां पहुँच सकते हैं.
      THESE ARE LISTED BELOW AND CAN BE REACHED BY SCROLLING THE BLOG POSTS DOWN OR BY DIRECTLY  CLICKING ON THE TITLE OF ANY OF THE UNDERMENTIONED POSTS AS MAY BE DESIRED........   (नीचे और है  )

OROP IMPLEMENTATION INSTRUCTIONS

         The implementation instructions have also been issues within 24 hrs of the issue of the MOD (DESW) Letter of 03 Feb 2016 vide PCDA(P) Circular Number 555 dated 04 Feb2016 to the Banks and other Pension Disbursement Agencies (PDAs). The Circular can be viewed / downloaded from their web site by opening the URL as under :-
                                                         http://www.pcdapension.nic.in/6cpc/Circular-555.pdf  
       The circular also has the MOD letter as an attachment to it. The circular gives comprehensive instructions to the PDAs to check the rank groups qualifying service of the pensioners from their PPOs and then pay as per the relevant tables as explained there. IT HAS BEEN HOWEVER ALLEGED THAT CERTAIN CONDITIONS WHICH ARE NOT THERE IN THE GOVT LETTER HAVE BEEN IMPOSED BY PCDA ON ITS OWN THERE BY DENYING THE RIGHTFUL PENSION TO JCOs & ORs
        The PDAs are initiating action to make OROP payments to the pensioners with necessary Dearness Relief.. No application is also required from the pensioners.
                                              

OROP SCHEME - TABLES (OFFICERS)

                        HOW MUCH HAS YOUR PENSION BEEN ENHANCED (INCL %age) ?
     The much awaited tables have since been issued as part of implementation of the OROP. The Table for Officers are placed here in this post. The tables for Medicos  are also  hosted  for our Doctor Fellow Veterans of Pre-2006 retirees. The tables for various types of Family Pensioners can also be accessed with links at the end of this post.
   The Govt letter and detailed tables can be downloaded from  http://www.desw.gov.in/sites/upload_files/desw/files/pdf/2016.02.03-OROP.pdf . The letter containing tables is a large pdf file of about 15 Mb. It has 205 pages incl 101 Appces of Various tables covering all aspects of pension for officers, JCOs & ORs and their equivalent ranks.
     Look for the figure under your Rank and against the Number of years of actual service i.e the QS mentioned in your PPO. (Your service more than 3 months is to be counted as half year and more than

OROP SCHEME - TABLES (PBORs)

   OROP सरकार ने लागू कर दी है और बैंकों को पेमेंट करने के आदेश जारी हो गए हैं!  *KNOW YOUR PERCENTAGE HIKE*
        आप को कई लोग आज अपना उल्लू सीधा करने के लिए गुमराह कर रहें हैं ! आप अपने आप विचार करें! OROP से जो के past और  present रिटायर्ड  पेर्सोंनेल्स की पेंशन में फरक था उसको तक़रीबन ख़तम किआ गिया है! यह कोई जिआदा पेंशन देने का मुद्दा नहीं था और ना ही है ! आप अपने आप इसको चेक करें  अपने साथ वालों से जो PRE-06 और POST-06 के रिटायर हुए है और उतनी बराबर सर्विस , रैंक वा ग्रुप वालों की पेंशन तक़रीबन बराबर बनती है या नहीं! अगर नहीं है तो कुछ बात है  जिस के लिए  संघर्ष  जारी  रखना होगा !
           जैसा के आप को मालूम होगा  JCOs & ORs की पेंशन 01 जुलाई
                                                                        **  आगे पढ़ने  के लिए नीचे क्लिक करें **

QUALIFYING SERVICE (QS)

        With implementation of the OROP the Qualifying Service is now a very important factor for all Pensioners and Family Pensioners. The QS as mentioned in your PPOs is to be considered by the PDAs while fixing your pension under the OROP Scheme. It is therefore important that you must check the same in your PPOs for correctness as per your Records of Service.  

         For convenience the QS in respect of various types of entries are explained below;-

WHAT IS OROP - VIDEO NIRASTRA

     THIS EXCELLENT VIDEO HAS BEEN PRODUCED BY THE STUDENTS OF K C COLLEGE, MUMBAI AND EXPLAINS THE ISSUE AND SANCTION OF THE OROP IN NOV-2015,  IN ITS CORRECT PERSPECTIVE.
     All citizen of our country must view to understand the future state of their Armed Forces.
           WE CONGRATULATE ARSHEE SHEIKH FOR THIS EXCELLENT PRODUCTION.

DON'T LEAVE YOUR FAMILY IN LURCH

CASE STUDY

PLEASE READ THIS CASE STUDY VERY CAREFULLY -  Life lessons shared   on the Web---

           We always  believe we will live forever. Bad things always happen to others. Only when things hit us bang on your head you realise... Life is so unpredictable.... My husband was an IT guy ...all techie...And I am a chartered accountant...Awesome  combination you may think...

             Techie guy so everything is on his laptop ...his to do list... his e-bill and his bank statements in his email...  He even maintained a folder which said IMPWDS...wherein he stored all login id and passwords for all his online accounts...And even his laptop had a password ... Techie guy so all the passwords were alpha-numeric with a special character not an easy one to crack ...Office policy said passwords needed to be changed every 30 days...So every time I accessed his laptop I would realise it's a new password again... I would simply opt for asking him 'What's the latest password' instead of taking the strain to memorise it.

NOMINEE IN BANK ACCTS - LEGAL STATUS

LEGAL ISSUES -WILL YOUR NOMINEE GET THE MONEY ON YOUR DEATH -- HE/SHE WILL NOT MOST PROBABLY

       Did you think that your nominee is the person, who will get all the money

legally from your Life Insurance Policy and Mutual funds investments? Ha!

That is exactly what you’d think if you aren’t aware of the legal aspects.

We assume a lot of things which sounds like they’re obvious, but are not

true from the legal point of view. Today, we’ll concentrate on nominations

in financial products.