SELECTED ARTICLES FOR YOU

This post is in continuation of earlier posts on the subject as mentioned at the end of this post

The following articles are added on the subjects of Interest:-
* HOW I BECAME A SIGNALLER - by Maj Vijay Bhosle
*  AISA BHI HOTA HAI  - By Maj Vijay Bhosle (Published in The Signalman)
*  WORST-CASE SCENARIOS - WHAT WOULD HAPPEN IF INDO-PAK WAR BREAKS OUT by Brig Gurmit Kanwal 
*   SOLDIER FIGHTS FOR THE COUNTRY BUT HE PAYS FOR HIS OWN INSURANCE FOR BEING MATYRED.
*  A RARE BREED OF PEOPLE SERVING THE COUNTRY !! WORTH READING AND THINKING ABOUT !!
* DOES AADHAAR SERVE ANY PUBLIC INTEREST - social -

COMMUTATION OF PENSION - WHETHER OR NOT

COMMUTATION OF PENSION - YES OR NO - VALUE

Whenever any retiring officer approaches us for advice, invariably the question of whether or not to commute the pension comes up. This article deals with this issue so that all officers, retired or retiring, would be able to make up their mind more knowledgeably.


Commutation is defined as giving up part or all of the pension payable from retirement in exchange for an immediate lump sum. Commutation factors (usually calculated by the Scheme Actuary) are used to determine the amount of pension which needs to be given up in order to provide the lump sum.

आगे पढ़ने के लिए नेचे क्लिक करें   

PENSION - EXPLAINED

HISTORY OF PENSION

Before 1-4-1927, the grant and audit of pension payments was the responsibility of respective pension sections of various Controllers of Military Accounts. From 1-4-1927, the pension work relating to Northern and Eastern Commands was centralised in the office of the Controller of Military Pension Accounts, Northern and Eastern Commands at Lahore. An office similar to the one at Lahore was also formed at Mhow a little later for dealing with all pension claims of Southern and Western Commands. With a view of securing uniformity of procedures. with regard to sanction and audit to pension, both the Central Pension Offices at Lahore and Mhow were subsequently amalgamated and located at Lahore only.

PAYMENT OF OLD ARREARS - WHY NOT AT CURRENT RUPEE VALUE

OLD ARREARS : WHY NOT BE PAID AT PRESENT RUPEE VALUE BY INDEXATION

Since independence there have been numerous cases where the government employees had been denied their rightful dues for some reason or the other, compelling them to take legal recourse to get them after years of  legal battles and counter battles. The net worth of the arrears which, one may get paid after obtaining a favourable decision from the Apex Court after years of delay is many times low due to inflation over the period. The value loss thereby in the current real value of the arrears and the question whether or not the

TERMINAL BENEFITS TO NOK

TERMINAL BENEFITS TO NOK ON DEATH OF OFFICER AFTER RETIREMENT 

FAMILY PENSION 

1.       Ordinary Family Pension. Ordinary Family pension is entitled to the widow and after her death, to eligible children, in case of death of the officer who was in receipt of pension. A son is entitled for Family Pension upto 25 years of age/marriage or earning more than Rs. 3500/- per month. Unmarried/Widowed/divorced daughters are entitled to family pension for life, or till their re-marriage/earning more than Rs. 3500/- per month. The PPO issued to an officer on retirement includes family pension admissible to the widow of officer in case of his death. In such cases, the widow is only required to intimate the death of her husband to the Pension Disbursing Authority

PENSION PBORs - KNOW YOUR PENSION DETAILS

STRAT UP - THIS POST HAS BEEN CREATED TO GUIDE PBORs TO KNOW AND CHECK THEIR PENSION DETAILS ON THEIR OWN. THE METHOD HAS BEEN  KEPT VERY SIMPLE WHICH REQUIRES NO COMPLICATED CALCULATIONS OR TABLES FOR THEIR EASE.

THE DETAILS ARE EQUALLY APPLICABLE TO PBORS OF INDIAN NAVY AND INDIAN AIR FORCE

 IT IS VERY EASY TO CHECK OUT THEIR PENSION AND ARREARS ETC EVEN IN FUTURE WHEN THE OROP IS ANNOUNCED. THIS POST WILL REMAIN AS  THE
                 आगे पढ़ने के लिए नीचे क्लिक करें 

HONY CAPT BANA SINGH , PARAM VIR CHAKRA

THE HERO WHO WON A PARAM VIR CHAKRA ON SIACHEN

http://www.rediff.com/news/special/the-hero-who-won-a-param-vir-chakra-on-siachen/20160211.htm

Honorary Captain Bana Singh won the Param Vir Chakra, India's highest ranking gallantry award, for recapturing a Pakistani post on the Siachen Glacier.
Living a retired life in a quiet village in Jammu and Kashmir, he makes you feel that his act of phenomenal courage was part of a soldier's day at work.
Words: Archana Masih/Rediff.com. Images: Rajesh Karkera/Rediff.com

VETERAN'S LIBRARY

VETERAN'S  E-LIBRARY - THERE ARE LARGE NUMBER OF DOCUMENTS ARTICLES AND E BOOKS AND PAMPHLETS WHICH ARE AVAILABLE IN THIS LIBRARY. AS OF DATE IT HAS OVER TWO THOUSAND EIGHT HUNDRED PAGES AND ABOUT 7 Gb OF DATA.
THE SUBJECT RANGES FROM USEFUL DOCUMENTS FOR VETERANS TO LIGHT READING AT LEISURE.
             IT IS OUR ENDEAVOR TO ADD AS MUCH USEFUL READING MATERIAL AS POSSIBLE WITH THE HELP OF OUR ESTEEMED VETERANS OF ALL ARMS AND SERVICES INCL INDIAN NAVY AND IAF..

YOUR KEY FOR THE LIBRARY IS BELOW  PLEASE PROCEED   - Proceed >>>>

HOW EAST PAKISTAN SURRENDERED - 1971

How east Pakistan surrendered               BY   Lt Gen JFR  Jacob.   

  Though no war goes completely according to plan, this one went  off reasonably well, and on December 13, we were outside Dhaka.

The advance from the north went off well, and though the move of the two brigades was delayed the paradrop took place as planned. By December 13, we had about 3,000 troops outside Dhaka.

Meanwhile the American fleet was moving into the Straits of Malacca. Some in Delhi were panicking. The radio signals we were intercepting from Islamabad to the Pakistani forces in the east said "Fight on, you are getting help from yellow (China) from the north, and white (America) from the south."

The 1971 War: 35 Years On

                                                     आगे पढ़ने के लिए नीचे क्लिक करें 

INCOME TAX RETURN OF THE DECEASED - VERY IMPORTANT

CONTINUES FROM PREVIOUS POSTS ON SUBJECT - CLICK

THIS IS A VERY IMPORTANT POST. PLEASE PASS THIS ON TO NOKs. It is never late to learn, a veteran`s wife who now happens to be a family pensioner received Income Tax Notice for Rs 60000 approx for  AY 2010-2011 from IT Office. Most of us are not aware of the provisions in this reegard. Thanks to the Veteran who has shared this info with us all. We need to educate our ladies on the subject...)-

INCOME TAX RETURN OF DECEASED 

http://www.bemoneyaware.com/blog/income-tax-return-of-deceased/

DEATH of a dear one is an unbearable blow. Apart from the loss his family has to confront issues relating to the transfer and distribution of the deceased’s estate, which includes all his property, assets etc. Then there are tax issues to be dealt with. These include filing of returns for income earned by

                      आगे पढ़ने के लिए यहाँ नीचे क्लिक करें.

GOOD SOLDIERS SHOULD FADE AWAY ?

" SHOULD The Good Soldiers Just Fade Away ?"

               Well BUT Why !
                 "They Should Not !"

Years ago when we joined the Service, we were fed on the clichés like
'                Theirs not to question why!
                 They are to do or die!', or
How the six hundred of the cavalry charged into the enemy and each one of them died because they 'were dying for their country'. Many a poet was commissioned by the then masters to write poetry which would galvanize the young people in the Forces not to think about their own safety and feel pride in getting killed in the

LAST POST लास्ट पोस्ट

The story behind The Last Post is not commonly known,  how very sad.
If any of you have ever been to a military funeral in which The Last Post was played;
This brings out a new meaning of it.
Here is something everyone should know.
Until I read this, I didn';t know,
                                                   आगे पढ़ने के लिए न्नेचे क्लिक करें 

CHOLESTEROL IS NO MORE NAUGHTY

Cholesterol is finally officially removed from Naughty List ...

The US government has finally accepted that cholesterol is not a 'nutrient of concern', doing a U-turn on their warnings...

In the meantime of 40 years US Drug Industry in connivance with Health Department made over 1.5 trillion US Dollars by selling cholestrol lowering drugs. This fear probably caused death of a million gulliable citizen who believe the US drug industry. (My comment)

By Nikki Barr...

                                                 आगे पढ़ने के लिए नीचे क्लिक करें 

OROP - CALCULATE YOUR ARREARS

Dear Fellow Veterans,

We welcome you to our blog site which contains over 2500 pages worth of information every Veteran needs on multiple titles to manage ourselves during our Retirement.

Wave been trying to bring out innovative ideas for the benefit of the veterans through this blog site. We have already given a without tears solution to calculate arrears during 5th and 6th CPC periods in our blog.

The OROP has been announced by the Govt and the same is going to be soon
                                              -- आगे पढ़ने के लिए नीचे क्लिक करें --

DO A GOOD DEED TODAY - NO MORE MISSING.CHILDREN

Dear Friends,
       Please help the parents of missing Children.... in finding their loved ones. Do watch this video below and store the WhatsApp upload Number of "No More Missing" +917042425544. in your mobile.  When you find some children begging on the road side or in crowded places, click their photo on yiour mobile and upload giving location details. Their parents are looking for these missing/kidnapped children

   Do a good deed today and every day,  you may help some suffering  parents to reach their missing Children.    Thank you

Brig Narinder Dhand (Veteran)

Vidio Message Below

   *** आगे देखने के लिए यहाँ कलिक  करें ***

NOMINATION FOR LTA & COMPENDIUM FOR VETERANS

Dear Veterans,

          Please note that there is "Rule 5" under the "Payment of Arrears of Pension (Nomination) Rules, 1993" and also Def Pension Instructions at page 206, which is not known to most of us, the LNomination for Life time Arrears has been dealt at length.  It has been authentically confirmed from PCDA (Pensions) that the Rules do not permit payment of Life Time Arrears , if any, which may accrue, pertaining to the period of when the pensioner was alive, after his/her demise, unless there is a proper nomination made by the pensioner/family pensioner to the effect during his life time.

          In cases where there is no nomination the procedure to get the arrears is  tortuous as the legal heirs will need to get succession certificates from the court. 

          Apparently, payment of arrears is governed differently from the payment of family
                                             

ACTIONS ON DEMISE OF A PENSIONER OR FAMILY PENSIONER

ACTIONS TO BE TAKEN BY NOK ON DEMISE

OF A PENSIONER OR FAMILY PENSIONER

  1.    The demise if a veteran (pensioner) is a most traumatic moment for his  NOK. No words can ameliorate the pain and suffering of the moment. However, the NOK or the legal heir should realise the need to concentrate on the immediate requirements to ensure the orderly transition  without the veteran / pensioner.

NOTE - This is a detailed and elaborate post , we have also placed an abridged version  for quick reference at --  https://signalsfamily.blogspot.com/2022/10/greetings.html

2.   The actions which are required to be taken after the demise of the pensioner or family pensioner can be  immediate and then the subsequent. The immediate actions relate primarily related to the death certificate and cremation whereas the subsequent actions will be more official. The family friends generally come forward to take on the immediate actions on themselves since the family would be traumatized with the demise. A check list is placed at the end of this document which can serve as a ready reckoner.

SELECTED ARTICLES (PT-2) - A MUST READ

IN CONTINUATION TO PART-1  - CLICK HERE TO GO TO 

CLICK ON THE TITLE TO OPEN THE ARTICLE

* THE COLONIAL NATIVE VS THE HINDU
* INCOME TAX RATES OF LAST 25 YEARS
* LIVING WITH AN EX-NDA - BEGINNER'S GUIDE
* US AMBASSADOR'S MEMO ON PAKISTAN
* * RISALDAR, HE HAD TO BE
* OUT OF MY MIND - LAW’S DELAYS
* WHATSAPP NEW FRONTIER FOR ARMY SOCIAL MEDIA WARRIORS

PONDER IT OVER

THERE HAS BEEN AN ALARMING INCREASE IN THE NUMBER OF THINGS I KNOW NOTHING ABOUT ?

PENSION ISSUES & RELATED ORDERS

ARE WE GETTING CORRECT PENSION - 80% NO - NOT ATALL

         It is not that you alone are suffering but many Ex-Servicemen are there who are in similar predicament due to ignorance of bank staff regarding Defence pensions and partial discharge of their duties by PCDAs (Pensions) of the  three services. The result is Defence pensions payment is in total mess and ESMs specially the Family Pensioners  are suffering for no fault of their. 90% of JCOs, OR and family pensioners do not get their entitled pensions as bank staff do not have the required  knowledge to calculate current and correct pensions.

        All pre - 2006 Defence pensioners irrespective of date of retirement have been treated for purpose of pension as if they all retired as on 31 Jan 2006. Therefore pension of all such faujis is equal to what a serving soldier retiring on 31 Jan 2006 immediately

FAMILY PENSION - DETAILED BRIEF

1.       Family Pension. The families of the Armed Forces personnel are granted familypension on the death of a service person/pensioner. Family pensions are of three kinds, namely, Liberalized Family Pension, Special Family Pension and Ordinary Family Pension. The eligibility and conditions under which these pensions are granted are given at GOI/MOD letter No. 1(2)/97/D (Pen-C) dated 31 January 2001. These provisions are also discussed in the succeeding paragraphs. Liberalised family Pension (LFP) 2.           Eligibility. The eligibility criteria are as follows:-

(a)          Death or disability due to acts of violence/attack by terrorists, anti-social elements, etc whether on duty other than operational duty or even when not on

PENSION WITH NPA DOCTORS - AMC/ADC/RVC

     PCDA (P)  Circular No 24 incorporates the details of pension of  pre - 2006 and  Pre -1996  Retired Medical Officers of AMS, RVC & ADC who were in the receipt of Non Practicing Allowance.  In view of the Judgement of the Supreme Court they are now entitled to the NPA element as part of their emoluments in reckoning the pension.    Download this circular from PCDA (P) Site - Click on this link or copy paste the same in your browser --  http://www.pcdapension.nic.in/6cpc/Circular-24.pdf .
    The circular includes tables of pensions for the periods of 5th as well as 6th CPC. The tables as mentioned earlier in Cir-500 ( Download from -  http://www.pcdapension.nic.in/6cpc/Circular-500.pdf )  stand replaced by the new tables in Cir-24 effective wef 1.1.2006. The difference which is primarily the NPA element is payable for the periods of 5th as well as 6th CPC. It is best explained with the example mentioned below.
                                आगे पढ़ने के लिए नीचे क्लिक करें 

PENSION - JCOs & ORs (ARREARS)

(हिंदी में पढ़ने के लिए आप की सुविधा हेतु यह पोस्ट कुछ दिन बाद हिंदी में भी डालने की कोशिस की जा सकती है  हम आभारी हिंगे अगर कोई वेटेरन हिंदी स्क्रिप्ट में इस पोस्ट को भेज सकता हो तो  )     

       This is our maiden endeavour dwelling into the complicated subject of Pensions for PBORs not easily  comprehended by a common man. We were encouraged by reading comments from a PBOR on our posts.  The data given here therefore may not be fully correct. We will appreciate corrections by the experts so that we can give accurate figures to our men.

   FIXATION OF PENSIONS - JCOs & ORs    For Pre-2006 retired  JCOs and ORs  pensioners are re-grouped under X , Y & Z groups from the earstwhile groups of Pre and Post 1973. The re grouping of the  groups under X, Y and Z  is as per Table No-1 below.
The pensions of the PBORs were fixed thrice during the 6th Central Pay commission Period from 01 Jan 2006 to 31 Dec 2015 as explained in the succeeding paragraphs.   
                                           *** आगे पढ़ने के लिए यहाँ कलिक  करें ***

SELECTED ARTICLES (PT-1) - A MUST READ

(YOU MAY CLICK THE TITLE OF THE ARTICLE BELOW TO ACCESS THE SAME)

(PLEASE SEND YOUR WRITE UPS TO  mgr.sigs@gmail.com  FOR INCLUSION HERE)

**************************************    
  * DOES AADHAAR SERVE ANY PUBLIC INTEREST - social -
* BIRTH CERTIFICATE VERIFICATION THROUGH CRS - Social -
* WORST-CASE SCENARIOS - WHAT WOULD HAPPEN IF INDO-PAK WAR BREAKS OUT by Brig Gurmit Kanwal - Military -
* ARMAGEDDON THE INDIA-PAKISTAN WAR OF 2019 - Military -
* SIX WARS, AND THE PEACE OF DALHOUSIE
* BEFORE YOU POINT A FINGER AT THE INDIAN ARMY
* OUT OF MY MIND - LAW’S DELAYS -
* RISALDAR, HE HAD TO BE
* US AMBASSADOR'S MEMO ON PAKISTAN
* FOR OUR TOMORROW - CAPT VIJAYANT THAPAR - MILITARY
* MARKING MILITARY MILESTONES - MILITARY
* ARMY HAD PLOTTED TO TOPPLE RAJIV GOVT IN 1987 - RETD GEN - MILITARY
* MORE DANGEROUS THAN IRAN - MILITARY 

O R O P - ONE RANK ONE PENSION

    OROP : ONE MAN JUDICIAL COMMITTEE NOTIFIED BY MOD AS GIVEN IN THEIR LETTER OF 7TH NOV 2015. CLICK  HERE TO GET NOTIFICATION
 --------------------

GOVT HAS ANNOUNCED IMPLEMENTATION OF OROP FOR THE ARMED FORCES ON THE 7TH OF NOV 2015.
The main contents of the notification on OROP are as under:-

ASHRAY - SENIOR VETERAN'S HOME PANCHKULA

ASHRAY 

1.                 A UNIQUE ‘Home Away From home’ facility that  will provide a comfortable living , peace and tranquility to our veterans in their autumn years, is soon going to be ready for occupation at Sector-2 Panchkula (  Basantar Enclave).

2.                 Applications are invited from:-

a)     Senior Veterans of 70 yrs and above.

                                      *** आगे पढ़ने के लिए नीचे कलिक  करें ***

AUTO REJECTION OF EMAILS ON SIGNALS FAMILY GP MAILS

It is once again brought to the notice of all members that any message originated by you which does not conform to the policy is automatically filtered out by the filters. Such messages thus donot come up for my moderation and get expired in 14 days time with intimation to the sender by Yahoo Portal..

                             आगे पर्ने के लिए नीचे क्लिक करें