ACTIONS ON DEMISE OF A PENSIONER OR FAMILY PENSIONER

ACTIONS TO BE TAKEN BY NOK ON DEMISE

OF A PENSIONER OR FAMILY PENSIONER

  1.    The demise if a veteran (pensioner) is a most traumatic moment for his  NOK. No words can ameliorate the pain and suffering of the moment. However, the NOK or the legal heir should realise the need to concentrate on the immediate requirements to ensure the orderly transition  without the veteran / pensioner.

NOTE - This is a detailed and elaborate post , we have also placed an abridged version  for quick reference at --  https://signalsfamily.blogspot.com/2022/10/greetings.html

2.   The actions which are required to be taken after the demise of the pensioner or family pensioner can be  immediate and then the subsequent. The immediate actions relate primarily related to the death certificate and cremation whereas the subsequent actions will be more official. The family friends generally come forward to take on the immediate actions on themselves since the family would be traumatized with the demise. A check list is placed at the end of this document which can serve as a ready reckoner.

SELECTED ARTICLES (PT-2) - A MUST READ

IN CONTINUATION TO PART-1  - CLICK HERE TO GO TO 

CLICK ON THE TITLE TO OPEN THE ARTICLE

* THE COLONIAL NATIVE VS THE HINDU
* INCOME TAX RATES OF LAST 25 YEARS
* LIVING WITH AN EX-NDA - BEGINNER'S GUIDE
* US AMBASSADOR'S MEMO ON PAKISTAN
* * RISALDAR, HE HAD TO BE
* OUT OF MY MIND - LAW’S DELAYS
* WHATSAPP NEW FRONTIER FOR ARMY SOCIAL MEDIA WARRIORS

PONDER IT OVER

THERE HAS BEEN AN ALARMING INCREASE IN THE NUMBER OF THINGS I KNOW NOTHING ABOUT ?

PENSION ISSUES & RELATED ORDERS

ARE WE GETTING CORRECT PENSION - 80% NO - NOT ATALL

         It is not that you alone are suffering but many Ex-Servicemen are there who are in similar predicament due to ignorance of bank staff regarding Defence pensions and partial discharge of their duties by PCDAs (Pensions) of the  three services. The result is Defence pensions payment is in total mess and ESMs specially the Family Pensioners  are suffering for no fault of their. 90% of JCOs, OR and family pensioners do not get their entitled pensions as bank staff do not have the required  knowledge to calculate current and correct pensions.

        All pre - 2006 Defence pensioners irrespective of date of retirement have been treated for purpose of pension as if they all retired as on 31 Jan 2006. Therefore pension of all such faujis is equal to what a serving soldier retiring on 31 Jan 2006 immediately

FAMILY PENSION - DETAILED BRIEF

1.       Family Pension. The families of the Armed Forces personnel are granted familypension on the death of a service person/pensioner. Family pensions are of three kinds, namely, Liberalized Family Pension, Special Family Pension and Ordinary Family Pension. The eligibility and conditions under which these pensions are granted are given at GOI/MOD letter No. 1(2)/97/D (Pen-C) dated 31 January 2001. These provisions are also discussed in the succeeding paragraphs. Liberalised family Pension (LFP) 2.           Eligibility. The eligibility criteria are as follows:-

(a)          Death or disability due to acts of violence/attack by terrorists, anti-social elements, etc whether on duty other than operational duty or even when not on

PENSION WITH NPA DOCTORS - AMC/ADC/RVC

     PCDA (P)  Circular No 24 incorporates the details of pension of  pre - 2006 and  Pre -1996  Retired Medical Officers of AMS, RVC & ADC who were in the receipt of Non Practicing Allowance.  In view of the Judgement of the Supreme Court they are now entitled to the NPA element as part of their emoluments in reckoning the pension.    Download this circular from PCDA (P) Site - Click on this link or copy paste the same in your browser --  http://www.pcdapension.nic.in/6cpc/Circular-24.pdf .
    The circular includes tables of pensions for the periods of 5th as well as 6th CPC. The tables as mentioned earlier in Cir-500 ( Download from -  http://www.pcdapension.nic.in/6cpc/Circular-500.pdf )  stand replaced by the new tables in Cir-24 effective wef 1.1.2006. The difference which is primarily the NPA element is payable for the periods of 5th as well as 6th CPC. It is best explained with the example mentioned below.
                                आगे पढ़ने के लिए नीचे क्लिक करें 

PENSION - JCOs & ORs (ARREARS)

(हिंदी में पढ़ने के लिए आप की सुविधा हेतु यह पोस्ट कुछ दिन बाद हिंदी में भी डालने की कोशिस की जा सकती है  हम आभारी हिंगे अगर कोई वेटेरन हिंदी स्क्रिप्ट में इस पोस्ट को भेज सकता हो तो  )     

       This is our maiden endeavour dwelling into the complicated subject of Pensions for PBORs not easily  comprehended by a common man. We were encouraged by reading comments from a PBOR on our posts.  The data given here therefore may not be fully correct. We will appreciate corrections by the experts so that we can give accurate figures to our men.

   FIXATION OF PENSIONS - JCOs & ORs    For Pre-2006 retired  JCOs and ORs  pensioners are re-grouped under X , Y & Z groups from the earstwhile groups of Pre and Post 1973. The re grouping of the  groups under X, Y and Z  is as per Table No-1 below.
The pensions of the PBORs were fixed thrice during the 6th Central Pay commission Period from 01 Jan 2006 to 31 Dec 2015 as explained in the succeeding paragraphs.   
                                           *** आगे पढ़ने के लिए यहाँ कलिक  करें ***

SELECTED ARTICLES (PT-1) - A MUST READ

(YOU MAY CLICK THE TITLE OF THE ARTICLE BELOW TO ACCESS THE SAME)

(PLEASE SEND YOUR WRITE UPS TO  mgr.sigs@gmail.com  FOR INCLUSION HERE)

**************************************    
  * DOES AADHAAR SERVE ANY PUBLIC INTEREST - social -
* BIRTH CERTIFICATE VERIFICATION THROUGH CRS - Social -
* WORST-CASE SCENARIOS - WHAT WOULD HAPPEN IF INDO-PAK WAR BREAKS OUT by Brig Gurmit Kanwal - Military -
* ARMAGEDDON THE INDIA-PAKISTAN WAR OF 2019 - Military -
* SIX WARS, AND THE PEACE OF DALHOUSIE
* BEFORE YOU POINT A FINGER AT THE INDIAN ARMY
* OUT OF MY MIND - LAW’S DELAYS -
* RISALDAR, HE HAD TO BE
* US AMBASSADOR'S MEMO ON PAKISTAN
* FOR OUR TOMORROW - CAPT VIJAYANT THAPAR - MILITARY
* MARKING MILITARY MILESTONES - MILITARY
* ARMY HAD PLOTTED TO TOPPLE RAJIV GOVT IN 1987 - RETD GEN - MILITARY
* MORE DANGEROUS THAN IRAN - MILITARY 

O R O P - ONE RANK ONE PENSION

    OROP : ONE MAN JUDICIAL COMMITTEE NOTIFIED BY MOD AS GIVEN IN THEIR LETTER OF 7TH NOV 2015. CLICK  HERE TO GET NOTIFICATION
 --------------------

GOVT HAS ANNOUNCED IMPLEMENTATION OF OROP FOR THE ARMED FORCES ON THE 7TH OF NOV 2015.
The main contents of the notification on OROP are as under:-

ASHRAY - SENIOR VETERAN'S HOME PANCHKULA

ASHRAY 

1.                 A UNIQUE ‘Home Away From home’ facility that  will provide a comfortable living , peace and tranquility to our veterans in their autumn years, is soon going to be ready for occupation at Sector-2 Panchkula (  Basantar Enclave).

2.                 Applications are invited from:-

a)     Senior Veterans of 70 yrs and above.

                                      *** आगे पढ़ने के लिए नीचे कलिक  करें ***

AUTO REJECTION OF EMAILS ON SIGNALS FAMILY GP MAILS

It is once again brought to the notice of all members that any message originated by you which does not conform to the policy is automatically filtered out by the filters. Such messages thus donot come up for my moderation and get expired in 14 days time with intimation to the sender by Yahoo Portal..

                             आगे पर्ने के लिए नीचे क्लिक करें 

CONTRIBUTION OF THE ARMED FORCES TO THE FREEDOM MOVEMENT IN INDIA

WE THANK MAJ GEN VINAY K SINGH FOR SHARING WITH US ARTICLES FROM HIS BLOG SITE :: http://veekay-militaryhistory.blogspot.in/
Most of us don't know the significant role played by Signals Personnel at Jabalpur in 1946 which shook out the Britishers.
**  WHY DID BRITISHERS LEAVE INDIA IN 1947 ?
                                आगे पढ़ने  के लिए नीचे क्लिक करें 

RETIRED DEFENCE OFFICER'S ASSOCIATION

RETIRED DEFENCE OFFICER'S ASSOCIATION (RDOA) 

(THE BODY WHICH GOT YOU RANK PAY ARREARS FIGHTING THE GOVT HARD IN SUPREME COURT OF INDIA FOR YEARS)

RDOA WEB SITE :::    http://rdoaindia.blogspot.in

An Appeal  --  Don't we feel guilty within ourselves  by not being at least the members of this great organisation which has fought for us all in the Supreme Court of India against the Govt of India (WHICH IS NOT A JOKE) at their on cost and efforts, in getting the arrears of Rank Pay for the officers of Indian Armed Forces, without us having to move an eyebrow. 

        The RDOA is lead by our own Signals Family Member  Col BK Sharma, The RDOA team comprising volunteers from    (CONTD)----->     *** आगे पढ़ने के लिए यहाँ कलिक  करें ***

INDO PAK WAR - 1965 GOLDEN JUBILEE

SIGNALS PARIVAAR HAS GREAT PLEASURE IN PRESENTING THIS SECTION TO COMMEMORATE FIFTIETH YEAR OF INDO PAK WAS WHICH HAD BEEN A TURNING POINT IN SHAPING THE HISTOTY OF THIS SUBCONTINENT. VARIOUS ARTICLES, PAPERS, BOOKS AND INTERVIEWS SENT TO US BY THE VETERANS ARE UPLOADED AND CAN BE ACCESSED BY CLICKING ON THE ITEMS :-

 ARTICLES / PRESENTATIONS ON 1965 OPS
PRESENTATION OF E BOOK - We are thankful to Maj Gen Yashwant Deva, Signals (yashwant.deva@gmail.com),  for sharing his Book on the 1965 Operations of the 35 Inf Bde of which he was the Brigade Major during Ops. - E- BOOK -  THE SAGA OF GRIT AND COLD COURAGE (E-BOOK)

NOTICES FOR YOUR SAFETY

              SIGNAL PARIVAAR CAUTIONS ITS MEMBERS
ON MANY ISSUES WHICH CONCERNS US IN DAILY LIFE EVENTHOUGH THESE HAVE BEEN CONVEYED ON E-MAIL THESE ARE PLACED HERE FOR FUTURE REFERENCE   -MORE ------->

TIPS FOR VETERANS

*       ARE YOU SURE THAT YOU HAVE MADE A WILL OF YOUR ASSETS - DONOT LEAVE YOUR LOVED ONES IN LURCH IN CASE YOU DECIDE TO KICK THE BUCKET DURING YOUR SLEEP. IF NOT OPEN THE VETERANS LIBRARY AND READ ALL THE POSSIBLE DETAILS ON THE WILL AND HAND WRITE YOUR WILL ON A PLAIN SHEET OF PAPER AND GET TWO WITNESSES TO SIGN AS AUTHENTICATION OF YOUR SIGNING IN ON THE WILL.

*        BELT FOR SAFETY EVEN IN THE REAR SEATS OF YOUR CAR IS A MUST FOR YOUR OWN SAFETY.

*      ARE YOU CARRYING A HAMMER IN YOUR CAR WITH AUTO DOOR LOCKS ETC TO 

IMPORTANT NOTICES

THREE SOCIAL SECURITY SCHEMES LAUNCHED BY THE GOVT
1. Pradhan Mantri Suraksha Bima Yojna (PMSBY)
2. Pradhan Mantri Jeevanjyoti Bima Yojana (PMJBY) 
3. Atal Pension Yojana (APY)                  (FOR FULL DETAILS OF SCHEMES CLICK HERE) 

ENTITLEMENET OF CSD FACILITIES:-
    Irrespective of your current status, in case you have served for five years in coloured service and released honourably  you are entitled to the the facilites. There is a limit laid down for

FINANCIAL & TAXATION INFORMATION

USEFUL FINANCIAL & TAXATION INFORMATION  

PPF - LESSER KNOWN FACTS = What happens when you extend PPF tenure-Can you withdraw in full-NO Rules you may not be aware

Do you know what are the rules for withdrawing your money from your PPF account if you extend it for a block of 5 yrs after it’s initial maturity of 15 yrs? A lot of people READ MORE

EXTENDED ARMY GROUP INSURANCE SCHEME

          The  Army Group Insurance (AGI)  has extended insurance cover of ₹10,00,000/- upto 30 years after retirement or age of 80 years whichever is earlier. It has been confirmed that this EIS is applicable to those ESMs who have retired after 01 Jan 2014. 

WHAT ABOUT THE EARLIER RETIREES ??

 BACK HOME

*********************************************** YOUR COMMENTS AND OBSERVATIONS ON THIS POST      Dear Veterans, 1. We at Signals-Family Portal are ordinary people in various matters concerning serving and Retired Govt Personnel, as such, do heavily bank upon inputs from our readers. Kindly do add, comment and give your observations on this or any other post aimed at improving the posted contents for the benefit of the veterans community. 2. Kindly post these under the comments, we will much appreciate your contribution in this regard. 3. In order to avoid spam and unwarranted or mischievous posts, only such entries will get published where the Person has given his RANK, NAME @ EMAIL ID at the end of his/her text. 4. We will do our best to post our response as quickly as possible after getting the facts vetted from offrs, JCOs and men who are more knowledgeable on particular subject. With best wishes                                                                                                                                     Sincerely yours,                                                                                                                    Brig Narinder Dhand (Veteran)                                                 ********************************************

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SELECTED ARTICLES - A MUST READ

(YOU MAY CLICK THE TITLE OF THE ARTICLE BELOW TO ACCESS THE SAME)

(PLEASE SEND YOUR WRITE UPS TO  mgr.sigs@gmail.com  FOR INCLUSION HERE)

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* STORY OF A MOTHER'S CURSE
* DON'T MISUSE FORMS 15G, 15H TO AVOID TDS
* OLD AGE - BE SAFE AND HAPPY
* HOW INDIAN ARMY'S DEGRADATION STARTED IN 1948
* DEFENCE PERSONNEL MUST PROVIDE FOR POST-SERVICES LIFE -
* TWELVE LITTLE KNOWN LAWS OF KARMA
* ARMY OFFICER'S BENEVOLENT FUND- -  PLATINUM GRANT AT 75 YRS AGE
* WELFARE SCHEMES  - KENDRIYA SAINIK BOARD
* INCOME TAX 2015-16 – CHANGES RELEVANT TO SALARIED EMPLOYEES IN BUDGET 2015 - 
* WHY DO THE POLITICIANS AND THE BUREAUCRATS DESPISE THE INDIAN ARMED FORCES SO MUCH

ENHANCEMENT OF PENSION - 6CPC

After detailed deliberation, keeping in view the fact that (a) the difference between the pension of pre and post 1.1.06 Majors and pre and post 1.1.06 Major Generals is significant, and (b) this difference has been causing dissatisfaction to the ex-servicemen, the Committee recommends the second option i.e. to step up the pension of pre 01.01.06 Commissioned Officer pensioners with reference to the minimum of the fitment table instead of minimum of the pay band. This dispensation would also be

ANOMALIES METED OUT BY THE PAST C.P.Cs TO FAUJ

FIXATION OF BASIC PAY – ANOMALIES OF THE PAST CENTRAL PAY COMMISSIONS METED OUT TO FAUJIs

            We have suffered in our careers when we found our junior  by three years also got the same basic pay in Jan 1986 when the recommendations of the 4th CPC were implemented by the Govt. This was due to bunching and has amounted to losing three years of seniority as if it has been imposed as punishment by a Summary Court Martial. The 3^rd CPC topped the list by being a General Court Martial (GCM),  by reducing the pension of JCOs and ORs from 70% to 50% in one stroke and by second stroke of 33 year rule, further reduced the pension from 50% to 37.8% of JCOs and ORs.

                          

HAPPY NDA DAY

NDA made us Man from a boy.... HAPPY NDA DAY (16th JAN EVERY YEAR)

X-NDA / NDA... Must Read!!

When all places in hell was full GOD made NDA!!!

Every year 2 lakh fools appear for an exam out of which only 300 idiots are unlucky enough to get through!!!
Life is a beautiful journey NDA is an accident, which happened to us the EX-NDAs!!!

                                      आगे पढ़ने के लिए नीचे क्लिक कर्रें 

***** MEDICAL FITNESS PARAMETERS ****

((( PREVENTION IS BETTER THAN CURE )))

MEDICAL FITNESS:-
----------------------

         " CHOLESTEROL "
           ------------------
Cholesterol ---   <  200
HDL  ---  40  ---  60
LDL  ---    <  100
VLDL --     <  30
Triglycerides --   <  150
-----------------------------

         CHOLESTEROL
         ----------------
Borderline --200 -- 239

                                                   आगे पढ़ने के लिए नीचे क्लिक करें 

USE OF WORD RETD FOR DEFENCE PERSONNEL

CORRECT  USAGE  OF  WORD  RETD  BY  ESMs

An interesting fact well known to us but somehow down the line we were nearly getting confused due to bureaucratic usage of wrong connotations.
A Military officer and the rank and file have earned their ranks for life & thus the Rank never retires. Here is the official authority for Military officers

THAT LITTLE GIRL-I LOST LONG AGO

THAT LITTLE GIRL I LOST LONG AGO

                    by Shruti Dhand

Seeing these little girls play in the Ram Vihar lawns today, my mind wandered off to the thoughts of a little girl I had known years back. She was no different from these little girls with their hair tied up in pigtails. Such a simple and beautiful world she lived in, so colorful and fragrant. Even the little of things brought big joys to her; tensions, responsibilities, suspicion, competition were just another words whose spelling were difficult for her to learn! I still remember her coming back from school, throwing her bag off and all ready for her nap... her appointment with the dream fairy!! Evenings were to be spent with her best friends- her teddies and dolls... she couldn’t wait to share her every little secret with them! There was not a secret she couldn’t share ... the heart so clean and clear!!! Her laugh was in perfect accord with her heart filled with immaculate happiness...! Her eyes on the ever smiling face was the gateway of innocence she held within...with twinkle of the brightest star on a clear night…

 

SIGNALS PARIVAAR - SONS & DAUGHTERS

THEY HAVE EXCELLED AND MADE US PROUD

     THERE ARE MANY OF OUR BOYS AND GIRLS WHO HAVE EXCELLED IN LIFE WITH RECKONABLE ACHIEVEMENTS IN MANY FIELDS. SIGNALS PARIVAAR  PROUDLY DEDICATES A SPECIAL PAGE ON OUR WEBSITE  (BLOG) FOR THEM.

    **************************************************************************

VETERANS ARE REQUESTED TO MAIL THE WRITE UPS IN THIS RESPECT FOR INSERTION HERE TO  mgr.sigs@gmail.com 

**********************************************************************************

VIRAT LAKHANPAL Viraat Lakhanpal is a Signals Family boy. He is the son of Lt Col Vikrant 

Lakhanpal, Signals and grandson of Brig CL Lakhanpal (DADA JI) and Brig AK Sharma (NANA 

HEALTH CARE - CPR

1. EMERGENCY AID FOR CARDIC ARREST    

     If the heart stops pumping, it is known as a cardiac arrest. It happened recently while we senior citizens were sitting in the park for our evening gup-shup. One of our friend suddenly collapsed  while sitting on the park bench. His pulse showed no sign and his eyes were turning. We made him lie down and having documented the paper for CPR few days earlier it was fresh on mind to activate the procedure. To our happiness in 25 seconds the heart beat started again and the person revived. He got 

DEFENCE PENSIONERS MUST KNOW THEIR PENSION

http://indianexserviceman.blogspot.in/2010/01/defence-pensioners-must-know-their.html

It has been observed with great concern that a large number of Defence pensioners (PBORs) including Honorary Rank officers just accept whatever the bank pays to them as pension. The position of a family pensioner is still worse.

The highly educated children of many defence pensioners don’t bother about to find out whether their parents are getting the correct pension.

The Exwel Trust volunteers, practically go to the residences of many family pensioners after getting the details of pensioners and addresses from the pension paying banks. Hardly one percent of the pensioner comes out of their own for help. They simply continue to accept whatever is paid by the bank.

The Trust conducted one pensioners meet to help the pensioners to get their correct pension

SHORT STORIES - BY Dr RAGHUBIR DHAND

CLICK FOR THE STORY - HANDAN SAAR (DURABLE)   (HINDI TRANSLATION) - A Tribute to Indian Women.

CLICK FOR  THE STORY - DUSTBIN  (ENGLISH TRANSLATION)
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