INDEX OF THE SITE -SUBJECT WISE

THIS SITE IS IN PUBLIC DOMAIN

(Pl click on the topics of your selected post the same will open for you here. Please return to HOME page by clicking the HOME button in your post - List Updated - May 2017)

INDEX OF POSTS IN THIS SITE

FLASH NEWS

HOME PAGE SIGNALS PARIVAAR

BEREAVEMENT IN SIGS PARIVAAR (APR-17)

CORPS DOMESTIC MATTERS - 2017

INDEX - ALL POSTS IN THIS SITE

HOW TO USE THIS SITE

TAX EXEMTION FOR PERSONS WITH DISABLITIES

Tax Exemption For Disabled Persons,

The Income Tax Act and the Profession Tax Act provides various income tax deductions under Section 80DD, 80DDB and 80U for differently-abled (disabled and handicapped) people.

Most states in India allow a professional tax exemption for any person suffering from a permanent disability.

Section 80DD
Under Section 80DD the expenses on maintenance/ medical treatment of disabled dependents can be claimed as an income tax deduction. Dependents include spouse, children, parents, brothers and sisters and the income tax deduction is valid only if they have not already claimed a benefit under Section 80U. Income-tax Deduction for expenses for partially disabled dependents (severity 40-80%) is allowed up to Rs.75,000 while it goes up to Rs 1.25 lakh if the dependent is over 80% disabled. The plus side is that even if your actual expenses are lesser than Rs 75000 you can claim a full deduction.

Section 80U

USEFUL INFORMATION FOR VETERANS

USEFUL  INFORMATION  FOR  RETIRED   OFFICERS/SPOUSES/NOK

                                           COMPILED BY BRIG L VIJAYAN, SM ( RETD)

INDEX

Ser No.                                          Subject                                                                       Page No.

1.   INTRODUCTION                                                                                                         4-11

·         General.                                                                                                              

·         Precautions to be taken by the Elderly Persons.                    

·         Carry Identity Card.                                                                                        

·         Financial Matters.                                                                                             

·         Contact Information.   

                                                                                     

CONSTITUTIONAL STATUS OF ARMED FORCES

CONSTITUTIONAL - STATUS OF ARMED FORCES

Para 310 of the Constitution reads,
"310. (1) Except as expressly provided by this Constitution, every person who is a member of a defence service or of a civil service of the Union or of an all-India service or holds any post connected with defence or any civil post under the Union holds office during the pleasure of the President, and every person who is a member of a civil service of a State or holds any civil post under a State holds office during the pleasure of the Governor 3*** of the State. (2)"

Our understanding of the sentence, would place the member of the Defence Service on top of all others, followed by the civil services and then  by all India services.

Apparently the makers of the constitution had this order in mind, when the above sentence was framed. The meaning of the constitution is quite clear and has clearly indicated the order of precedence. There has been no amendment to this act. 

Any other  office order by the Govt of India which is not in line with the above constitutional provisions is unconstitutional and can be struck down by the Honourable Supreme Court of India.

Keeping this in my mind, it is surprising that the 7CPC has unilaterally and unconstitutionally recommended that the Defence Services should now be equated to CPOs or para military service, which is two rungs below.

CORPS DOMESTIC MATTERS - 2016

** MCTE NEWS LETTERS "F L A S H" -  Dec -2016 ISSUE -  OPEN    

SIGNALS PARIVAAR IS deeply indebted to MCTE for the Monthly News Letters which is being made available for the Veterans to remain in touch with their Alma Mater since 2012. We have retained all past News Letters in our Library   
                                     OPEN THE  NEWS LETTER "FLASH"  LIBRARY 

 ** DIRECTORY OF RETIRED SIGNAL OFFICERS - DEC 2016  MAINTAINED BY THE  DG SIGS (SIGS ADM), IHQ of MOD (ARMY),   FOR ANY CORRECTIONS KINDLY APPROACH IN WRITING BY POST TO  SIGNALS DTE AT ARMY HQ, NEW DELHI

**  THEY DID THE CORPS PROUD -  We are proud of our brave hearts for their heroic deeds in the face of the enemy.  CLICK TO READ

** CORPS PENSION CELL AT ALLAHABAD FOR SIGNALS-VETERANS    HAS BEEN  ESTABLISHED BY THE AFSR AT ALLAHABAD. SUB U.P. SINGH IS THE JCO I/C OF THE CELL. YOU CAN WRITE YOUR PROBLEMS TO PCDA (P) AND SEND HARD COPY (A MUST)  OF THE SAME TO SIGNALS PENSION CELL C/O  4 AIR FMN SIG REGT C/O 56 APO TO  HELP PURSUE YOUR APPLICATION WITH THE PCDA.(P)

                                                          

NOTICE FROM INCOME TAX

IF YOU GET INCOME TAX NOTICE

 Jul 18 2016 : The Times of India (Delhi)

Find out what each Section stands for and the reason you received it
A tax notice can be intimidating.

However, before you panic, take the time to find out why ex actly a notice has been sent to you and what the implications are according to the sections mentioned.

JABALPUR WAR MEMORIAL

CORPS OF SIGNALS WAR MEMORIAL AT JABALPUR

The Signals War Memorial in Jabalpur Cantonment is dedicated to the Personnels of Corps of Signals who have laid down their lives in service of the Corps and Country in the pre and post-Independence era including World War I and II. The Signals War Memorial was erected on the Parade Ground of 1 Military Training Regiment of 1 Signal Training Centre, and dedicated to the Nation at a solemn ceremony on February 13, 1961 during the Golden Jubilee Corps Reunion.  READ MORE

    ALSO - (SCROLL DOWN TO READ ABOUT THE CONTRIBUTION OF  SIGNALS IN FREEDOM STRUGGLE)

RAIL LINK TO VALLEY

RAIL LINK TO KASHMIR VALLEY
 NOTE  - THIS POST IS UNDER CONSTRUCTION

SAMPLE FORMAT OF WILL - FOR YOU

DIRECTORATE OF INDIAN ARMY VETERANS

• Please be informed that the Directorate of Indian Army Veterans (DIAV) has been inaugurated on 14 Jan 2016. This newly raised directorate is located along the Cavalry Road in Delhi Cantonment and the Veterans and Next of Kin may feel free to visit us during the working hours.
• With a view to reach out to the veteran fraternity, an official web portal at URL www.indianarmyveterans.gov.in has been fielded to meet the needs and aspirations of the veteran fraternity. Accordingly, the veterans and NoK may like to register themselves on this web portal for periodic news update & services and redressal of grievances
  For the said purpose, you are requested to please fill in details as per the format appended below and mail the same at armyveteranscell@gmail.com or veteranscell-army@nic.in. Alternatively, the form duly filled on a hard copy could be mailed to the undersigned at Directorate of Indian Army Veterans, 104, Cavalry Road, Maude Line, Delhi Cantt – 110010.
  

  
  

  
  

VETERANS - MUST ACT WHILE IN GOOD HEALTH

ACTIONS TO BE TAKEN BY VETERANS WHILE STILL IN GOOD HEALTH

JUST DONOT POSTPONE THEM EVEN FOR A DAY

1.              While in service, we planned for all contingencies which might occur, whether in official or personal matters. However, after retirement many of us do not display the same meticulousness in our personal affairs. We feel that we still have plenty of time to go and will place our affairs in order In due course of time. When the unexpected happens, the NOK are left to clear an unimaginable tangle of legal and financial issues. It is obviously our responsibility towards our loved ones to organise our personal affairs, while we are still in good health, so that our NOK can receive assets as smoothly as possible. Some measures to ensure this are enumerated in succeeding paragraphs.

ENDORSEMENT OF DOB OF SPOUSE IN PPO

    ENDORSEMENT OF  DATE OF BIRTH AND NAME  IN PPO OF YOUR SPOUSE AS FAMILY PENSIONER

   The PPOs issued before 1990 did not have the name of the spouse mentioned as the family pensioner after the demise of the pensioner. It was a problem to have  the family pension commenced and took many months in the procedure.  However,  post 1990 the PCDA began showing only the name of the spouse in the PPOs so that the family pension can begin without a break on the demise of the pensioner.
        On implementation of the recommendations of 6 CPC on enhancement of pension on being Super Sr Ctz was sanctioned for the Family Pension also at par with the pensioners i.e on attaining the age of 80, 85, 90, 95 and 100 yrs.  

THEY DID THE CORPS PROUD

    In this section our aim is introduce our Signallers who have made the Corps proud by their acts of unmatched bravery, Courage and Extra Ordinary Achievements. This post includes the following articles:-

1.         The  article compiled by Lt Col HS Bhandari (Veteran) and  publishes in The SIGNALMAN Feb 2011 issue. 

2.      THE SAGA OF CAPT PK GHOSH, VrC.  By Maj Gen VK Singh.    for the liberation of Bangladesh..

3      NATHULA 1967 - THE REAL STORY – 2Lt NC GUPTA‘s FEARLESS ACTS OF BRAVERY - by Maj Gen VK Singh.  

4.     DECORATED SOLDIERS.

5.     COL ARVIND  JOGLEKAR - PERSONA EXTRA ORDINARY - A Writer, Traveller and an Actor.  by Col A Joglekar

The SIGNALS PARIVAAR will welcome such articles from the Parivar Members, on extraordinary achievements in any field by our officers JCOs and men, for hosting here for posterity.

CLICK HERE TO READ FULL ARTICLES

**BACK HOME**

      
     

OROP & 7th CPC TABLES

From Air Marshal Savur..

Caution: This is for easier understanding by Ladies & Course-mates of the OROP tables in PCDA (P) Circular No. 555 dated 03 Feb 2016.

 This is not to be quoted in any official correspondence 

*        *        *        *        *        *        *        *        *
Ordinary Basic Family Pension 

DEFENCE PENSION ADALATS

A UNIQUE PLATFORM FOR PENSIONERS' WELFARE

   The Defence Account Department headed by the CGDA  is constantly engaged in addressing the grievances  of  the  large  community of   Defence   veterans   and    the ir fami lies and has ta ken a number of proactive steps to reach out to them going beyond convent ional methods of  replying  to  pensioners'  queries and concerns through  letters, email, telephone   etc. The    platform    of Defence Pension Adalats  has been used to  reach out  to  large  number of Defence  pensioners     (current number  2 .5  million)  spread  across the   country   and   especially   t hose located   in

SPECIAL WEB POSTs FOR JCOs & ORs

   **OUR DUTY AS OFFICERS TOWARDS OUR MEN DOES NOT END WITH OUR RETIREMENT, ITS OUR LIFE LONG COMMITMENT**

WE HAVE MADE SPECIAL EFFORTS TO PREPARE FEW SPECIAL POSTS FOR THE PENSION RELATED ISSUES OF THE JCOs AND ORs AND EQUIVALENT RANKS OF INDIAN NAVY AND INDIAN AIR FORCE.
         JCOs और ORs के लिए इस साईट में स्पेशल पोस्ट बनाए गए हैं जो के आप की पेंशन के बारे में डिटेल देते हैं. आप के लिए  नीचे लिस्ट दी गयी है उसे क्लिक करके वहां पहुँच सकते हैं.
      THESE ARE LISTED BELOW AND CAN BE REACHED BY SCROLLING THE BLOG POSTS DOWN OR BY DIRECTLY  CLICKING ON THE TITLE OF ANY OF THE UNDERMENTIONED POSTS AS MAY BE DESIRED........   (नीचे और है  )

OROP IMPLEMENTATION INSTRUCTIONS

         The implementation instructions have also been issues within 24 hrs of the issue of the MOD (DESW) Letter of 03 Feb 2016 vide PCDA(P) Circular Number 555 dated 04 Feb2016 to the Banks and other Pension Disbursement Agencies (PDAs). The Circular can be viewed / downloaded from their web site by opening the URL as under :-
                                                         http://www.pcdapension.nic.in/6cpc/Circular-555.pdf  
       The circular also has the MOD letter as an attachment to it. The circular gives comprehensive instructions to the PDAs to check the rank groups qualifying service of the pensioners from their PPOs and then pay as per the relevant tables as explained there. IT HAS BEEN HOWEVER ALLEGED THAT CERTAIN CONDITIONS WHICH ARE NOT THERE IN THE GOVT LETTER HAVE BEEN IMPOSED BY PCDA ON ITS OWN THERE BY DENYING THE RIGHTFUL PENSION TO JCOs & ORs
        The PDAs are initiating action to make OROP payments to the pensioners with necessary Dearness Relief.. No application is also required from the pensioners.
                                              

OROP SCHEME - TABLES (OFFICERS)

                        HOW MUCH HAS YOUR PENSION BEEN ENHANCED (INCL %age) ?
     The much awaited tables have since been issued as part of implementation of the OROP. The Table for Officers are placed here in this post. The tables for Medicos  are also  hosted  for our Doctor Fellow Veterans of Pre-2006 retirees. The tables for various types of Family Pensioners can also be accessed with links at the end of this post.
   The Govt letter and detailed tables can be downloaded from  http://www.desw.gov.in/sites/upload_files/desw/files/pdf/2016.02.03-OROP.pdf . The letter containing tables is a large pdf file of about 15 Mb. It has 205 pages incl 101 Appces of Various tables covering all aspects of pension for officers, JCOs & ORs and their equivalent ranks.
     Look for the figure under your Rank and against the Number of years of actual service i.e the QS mentioned in your PPO. (Your service more than 3 months is to be counted as half year and more than

OROP SCHEME - TABLES (PBORs)

   OROP सरकार ने लागू कर दी है और बैंकों को पेमेंट करने के आदेश जारी हो गए हैं!  *KNOW YOUR PERCENTAGE HIKE*
        आप को कई लोग आज अपना उल्लू सीधा करने के लिए गुमराह कर रहें हैं ! आप अपने आप विचार करें! OROP से जो के past और  present रिटायर्ड  पेर्सोंनेल्स की पेंशन में फरक था उसको तक़रीबन ख़तम किआ गिया है! यह कोई जिआदा पेंशन देने का मुद्दा नहीं था और ना ही है ! आप अपने आप इसको चेक करें  अपने साथ वालों से जो PRE-06 और POST-06 के रिटायर हुए है और उतनी बराबर सर्विस , रैंक वा ग्रुप वालों की पेंशन तक़रीबन बराबर बनती है या नहीं! अगर नहीं है तो कुछ बात है  जिस के लिए  संघर्ष  जारी  रखना होगा !
           जैसा के आप को मालूम होगा  JCOs & ORs की पेंशन 01 जुलाई
                                                                        **  आगे पढ़ने  के लिए नीचे क्लिक करें **

QUALIFYING SERVICE (QS)

        With implementation of the OROP the Qualifying Service is now a very important factor for all Pensioners and Family Pensioners. The QS as mentioned in your PPOs is to be considered by the PDAs while fixing your pension under the OROP Scheme. It is therefore important that you must check the same in your PPOs for correctness as per your Records of Service.  

         For convenience the QS in respect of various types of entries are explained below;-

WHAT IS OROP - VIDEO NIRASTRA

     THIS EXCELLENT VIDEO HAS BEEN PRODUCED BY THE STUDENTS OF K C COLLEGE, MUMBAI AND EXPLAINS THE ISSUE AND SANCTION OF THE OROP IN NOV-2015,  IN ITS CORRECT PERSPECTIVE.
     All citizen of our country must view to understand the future state of their Armed Forces.
           WE CONGRATULATE ARSHEE SHEIKH FOR THIS EXCELLENT PRODUCTION.

DON'T LEAVE YOUR FAMILY IN LURCH

CASE STUDY

PLEASE READ THIS CASE STUDY VERY CAREFULLY -  Life lessons shared   on the Web---

           We always  believe we will live forever. Bad things always happen to others. Only when things hit us bang on your head you realise... Life is so unpredictable.... My husband was an IT guy ...all techie...And I am a chartered accountant...Awesome  combination you may think...

             Techie guy so everything is on his laptop ...his to do list... his e-bill and his bank statements in his email...  He even maintained a folder which said IMPWDS...wherein he stored all login id and passwords for all his online accounts...And even his laptop had a password ... Techie guy so all the passwords were alpha-numeric with a special character not an easy one to crack ...Office policy said passwords needed to be changed every 30 days...So every time I accessed his laptop I would realise it's a new password again... I would simply opt for asking him 'What's the latest password' instead of taking the strain to memorise it.

NOMINEE IN BANK ACCTS - LEGAL STATUS

LEGAL ISSUES -WILL YOUR NOMINEE GET THE MONEY ON YOUR DEATH -- HE/SHE WILL NOT MOST PROBABLY

       Did you think that your nominee is the person, who will get all the money

legally from your Life Insurance Policy and Mutual funds investments? Ha!

That is exactly what you’d think if you aren’t aware of the legal aspects.

We assume a lot of things which sounds like they’re obvious, but are not

true from the legal point of view. Today, we’ll concentrate on nominations

in financial products.

SELECTED ARTICLES FOR YOU

This post is in continuation of earlier posts on the subject as mentioned at the end of this post

The following articles are added on the subjects of Interest:-
* HOW I BECAME A SIGNALLER - by Maj Vijay Bhosle
*  AISA BHI HOTA HAI  - By Maj Vijay Bhosle (Published in The Signalman)
*  WORST-CASE SCENARIOS - WHAT WOULD HAPPEN IF INDO-PAK WAR BREAKS OUT by Brig Gurmit Kanwal 
*   SOLDIER FIGHTS FOR THE COUNTRY BUT HE PAYS FOR HIS OWN INSURANCE FOR BEING MATYRED.
*  A RARE BREED OF PEOPLE SERVING THE COUNTRY !! WORTH READING AND THINKING ABOUT !!
* DOES AADHAAR SERVE ANY PUBLIC INTEREST - social -

COMMUTATION OF PENSION - WHETHER OR NOT

COMMUTATION OF PENSION - YES OR NO - VALUE

Whenever any retiring officer approaches us for advice, invariably the question of whether or not to commute the pension comes up. This article deals with this issue so that all officers, retired or retiring, would be able to make up their mind more knowledgeably.


Commutation is defined as giving up part or all of the pension payable from retirement in exchange for an immediate lump sum. Commutation factors (usually calculated by the Scheme Actuary) are used to determine the amount of pension which needs to be given up in order to provide the lump sum.

आगे पढ़ने के लिए नेचे क्लिक करें   

PENSION - EXPLAINED

HISTORY OF PENSION

Before 1-4-1927, the grant and audit of pension payments was the responsibility of respective pension sections of various Controllers of Military Accounts. From 1-4-1927, the pension work relating to Northern and Eastern Commands was centralised in the office of the Controller of Military Pension Accounts, Northern and Eastern Commands at Lahore. An office similar to the one at Lahore was also formed at Mhow a little later for dealing with all pension claims of Southern and Western Commands. With a view of securing uniformity of procedures. with regard to sanction and audit to pension, both the Central Pension Offices at Lahore and Mhow were subsequently amalgamated and located at Lahore only.

PAYMENT OF OLD ARREARS - WHY NOT AT CURRENT RUPEE VALUE

OLD ARREARS : WHY NOT BE PAID AT PRESENT RUPEE VALUE BY INDEXATION

Since independence there have been numerous cases where the government employees had been denied their rightful dues for some reason or the other, compelling them to take legal recourse to get them after years of  legal battles and counter battles. The net worth of the arrears which, one may get paid after obtaining a favourable decision from the Apex Court after years of delay is many times low due to inflation over the period. The value loss thereby in the current real value of the arrears and the question whether or not the

TERMINAL BENEFITS TO NOK

TERMINAL BENEFITS TO NOK ON DEATH OF OFFICER AFTER RETIREMENT 

FAMILY PENSION 

1.       Ordinary Family Pension. Ordinary Family pension is entitled to the widow and after her death, to eligible children, in case of death of the officer who was in receipt of pension. A son is entitled for Family Pension upto 25 years of age/marriage or earning more than Rs. 3500/- per month. Unmarried/Widowed/divorced daughters are entitled to family pension for life, or till their re-marriage/earning more than Rs. 3500/- per month. The PPO issued to an officer on retirement includes family pension admissible to the widow of officer in case of his death. In such cases, the widow is only required to intimate the death of her husband to the Pension Disbursing Authority

PENSION PBORs - KNOW YOUR PENSION DETAILS

STRAT UP - THIS POST HAS BEEN CREATED TO GUIDE PBORs TO KNOW AND CHECK THEIR PENSION DETAILS ON THEIR OWN. THE METHOD HAS BEEN  KEPT VERY SIMPLE WHICH REQUIRES NO COMPLICATED CALCULATIONS OR TABLES FOR THEIR EASE.

THE DETAILS ARE EQUALLY APPLICABLE TO PBORS OF INDIAN NAVY AND INDIAN AIR FORCE

 IT IS VERY EASY TO CHECK OUT THEIR PENSION AND ARREARS ETC EVEN IN FUTURE WHEN THE OROP IS ANNOUNCED. THIS POST WILL REMAIN AS  THE
                 आगे पढ़ने के लिए नीचे क्लिक करें 

HONY CAPT BANA SINGH , PARAM VIR CHAKRA

THE HERO WHO WON A PARAM VIR CHAKRA ON SIACHEN

http://www.rediff.com/news/special/the-hero-who-won-a-param-vir-chakra-on-siachen/20160211.htm

Honorary Captain Bana Singh won the Param Vir Chakra, India's highest ranking gallantry award, for recapturing a Pakistani post on the Siachen Glacier.
Living a retired life in a quiet village in Jammu and Kashmir, he makes you feel that his act of phenomenal courage was part of a soldier's day at work.
Words: Archana Masih/Rediff.com. Images: Rajesh Karkera/Rediff.com

VETERAN'S LIBRARY

VETERAN'S  E-LIBRARY - THERE ARE LARGE NUMBER OF DOCUMENTS ARTICLES AND E BOOKS AND PAMPHLETS WHICH ARE AVAILABLE IN THIS LIBRARY. AS OF DATE IT HAS OVER TWO THOUSAND EIGHT HUNDRED PAGES AND ABOUT 7 Gb OF DATA.
THE SUBJECT RANGES FROM USEFUL DOCUMENTS FOR VETERANS TO LIGHT READING AT LEISURE.
             IT IS OUR ENDEAVOR TO ADD AS MUCH USEFUL READING MATERIAL AS POSSIBLE WITH THE HELP OF OUR ESTEEMED VETERANS OF ALL ARMS AND SERVICES INCL INDIAN NAVY AND IAF..

YOUR KEY FOR THE LIBRARY IS BELOW  PLEASE PROCEED   - Proceed >>>>

HOW EAST PAKISTAN SURRENDERED - 1971

How east Pakistan surrendered               BY   Lt Gen JFR  Jacob.   

  Though no war goes completely according to plan, this one went  off reasonably well, and on December 13, we were outside Dhaka.

The advance from the north went off well, and though the move of the two brigades was delayed the paradrop took place as planned. By December 13, we had about 3,000 troops outside Dhaka.

Meanwhile the American fleet was moving into the Straits of Malacca. Some in Delhi were panicking. The radio signals we were intercepting from Islamabad to the Pakistani forces in the east said "Fight on, you are getting help from yellow (China) from the north, and white (America) from the south."

The 1971 War: 35 Years On

                                                     आगे पढ़ने के लिए नीचे क्लिक करें 

INCOME TAX RETURN OF THE DECEASED - VERY IMPORTANT

CONTINUES FROM PREVIOUS POSTS ON SUBJECT - CLICK

THIS IS A VERY IMPORTANT POST. PLEASE PASS THIS ON TO NOKs. It is never late to learn, a veteran`s wife who now happens to be a family pensioner received Income Tax Notice for Rs 60000 approx for  AY 2010-2011 from IT Office. Most of us are not aware of the provisions in this reegard. Thanks to the Veteran who has shared this info with us all. We need to educate our ladies on the subject...)-

INCOME TAX RETURN OF DECEASED 

http://www.bemoneyaware.com/blog/income-tax-return-of-deceased/

DEATH of a dear one is an unbearable blow. Apart from the loss his family has to confront issues relating to the transfer and distribution of the deceased’s estate, which includes all his property, assets etc. Then there are tax issues to be dealt with. These include filing of returns for income earned by

                      आगे पढ़ने के लिए यहाँ नीचे क्लिक करें.

GOOD SOLDIERS SHOULD FADE AWAY ?

" SHOULD The Good Soldiers Just Fade Away ?"

               Well BUT Why !
                 "They Should Not !"

Years ago when we joined the Service, we were fed on the clichés like
'                Theirs not to question why!
                 They are to do or die!', or
How the six hundred of the cavalry charged into the enemy and each one of them died because they 'were dying for their country'. Many a poet was commissioned by the then masters to write poetry which would galvanize the young people in the Forces not to think about their own safety and feel pride in getting killed in the

LAST POST लास्ट पोस्ट

The story behind The Last Post is not commonly known,  how very sad.
If any of you have ever been to a military funeral in which The Last Post was played;
This brings out a new meaning of it.
Here is something everyone should know.
Until I read this, I didn';t know,
                                                   आगे पढ़ने के लिए न्नेचे क्लिक करें 

CHOLESTEROL IS NO MORE NAUGHTY

Cholesterol is finally officially removed from Naughty List ...

The US government has finally accepted that cholesterol is not a 'nutrient of concern', doing a U-turn on their warnings...

In the meantime of 40 years US Drug Industry in connivance with Health Department made over 1.5 trillion US Dollars by selling cholestrol lowering drugs. This fear probably caused death of a million gulliable citizen who believe the US drug industry. (My comment)

By Nikki Barr...

                                                 आगे पढ़ने के लिए नीचे क्लिक करें 

OROP - CALCULATE YOUR ARREARS

Dear Fellow Veterans,

We welcome you to our blog site which contains over 2500 pages worth of information every Veteran needs on multiple titles to manage ourselves during our Retirement.

Wave been trying to bring out innovative ideas for the benefit of the veterans through this blog site. We have already given a without tears solution to calculate arrears during 5th and 6th CPC periods in our blog.

The OROP has been announced by the Govt and the same is going to be soon
                                              -- आगे पढ़ने के लिए नीचे क्लिक करें --

DO A GOOD DEED TODAY - NO MORE MISSING.CHILDREN

Dear Friends,
       Please help the parents of missing Children.... in finding their loved ones. Do watch this video below and store the WhatsApp upload Number of "No More Missing" +917042425544. in your mobile.  When you find some children begging on the road side or in crowded places, click their photo on yiour mobile and upload giving location details. Their parents are looking for these missing/kidnapped children

   Do a good deed today and every day,  you may help some suffering  parents to reach their missing Children.    Thank you

Brig Narinder Dhand (Veteran)

Vidio Message Below

   *** आगे देखने के लिए यहाँ कलिक  करें ***

NOMINATION FOR LTA & COMPENDIUM FOR VETERANS

Dear Veterans,

          Please note that there is "Rule 5" under the "Payment of Arrears of Pension (Nomination) Rules, 1993" and also Def Pension Instructions at page 206, which is not known to most of us, the LNomination for Life time Arrears has been dealt at length.  It has been authentically confirmed from PCDA (Pensions) that the Rules do not permit payment of Life Time Arrears , if any, which may accrue, pertaining to the period of when the pensioner was alive, after his/her demise, unless there is a proper nomination made by the pensioner/family pensioner to the effect during his life time.

          In cases where there is no nomination the procedure to get the arrears is  tortuous as the legal heirs will need to get succession certificates from the court. 

          Apparently, payment of arrears is governed differently from the payment of family
                                             

ACTIONS ON DEMISE OF A PENSIONER OR FAMILY PENSIONER

ACTIONS TO BE TAKEN BY NOK ON DEMISE

OF A PENSIONER OR FAMILY PENSIONER

  1.    The demise if a veteran (pensioner) is a most traumatic moment for his  NOK. No words can ameliorate the pain and suffering of the moment. However, the NOK or the legal heir should realise the need to concentrate on the immediate requirements to ensure the orderly transition  without the veteran / pensioner.

NOTE - This is a detailed and elaborate post , we have also placed an abridged version  for quick reference at --  https://signalsfamily.blogspot.com/2022/10/greetings.html

2.   The actions which are required to be taken after the demise of the pensioner or family pensioner can be  immediate and then the subsequent. The immediate actions relate primarily related to the death certificate and cremation whereas the subsequent actions will be more official. The family friends generally come forward to take on the immediate actions on themselves since the family would be traumatized with the demise. A check list is placed at the end of this document which can serve as a ready reckoner.

SELECTED ARTICLES (PT-2) - A MUST READ

IN CONTINUATION TO PART-1  - CLICK HERE TO GO TO 

CLICK ON THE TITLE TO OPEN THE ARTICLE

* THE COLONIAL NATIVE VS THE HINDU
* INCOME TAX RATES OF LAST 25 YEARS
* LIVING WITH AN EX-NDA - BEGINNER'S GUIDE
* US AMBASSADOR'S MEMO ON PAKISTAN
* * RISALDAR, HE HAD TO BE
* OUT OF MY MIND - LAW’S DELAYS
* WHATSAPP NEW FRONTIER FOR ARMY SOCIAL MEDIA WARRIORS

PONDER IT OVER

THERE HAS BEEN AN ALARMING INCREASE IN THE NUMBER OF THINGS I KNOW NOTHING ABOUT ?

PENSION ISSUES & RELATED ORDERS

ARE WE GETTING CORRECT PENSION - 80% NO - NOT ATALL

         It is not that you alone are suffering but many Ex-Servicemen are there who are in similar predicament due to ignorance of bank staff regarding Defence pensions and partial discharge of their duties by PCDAs (Pensions) of the  three services. The result is Defence pensions payment is in total mess and ESMs specially the Family Pensioners  are suffering for no fault of their. 90% of JCOs, OR and family pensioners do not get their entitled pensions as bank staff do not have the required  knowledge to calculate current and correct pensions.

        All pre - 2006 Defence pensioners irrespective of date of retirement have been treated for purpose of pension as if they all retired as on 31 Jan 2006. Therefore pension of all such faujis is equal to what a serving soldier retiring on 31 Jan 2006 immediately

FAMILY PENSION - DETAILED BRIEF

1.       Family Pension. The families of the Armed Forces personnel are granted familypension on the death of a service person/pensioner. Family pensions are of three kinds, namely, Liberalized Family Pension, Special Family Pension and Ordinary Family Pension. The eligibility and conditions under which these pensions are granted are given at GOI/MOD letter No. 1(2)/97/D (Pen-C) dated 31 January 2001. These provisions are also discussed in the succeeding paragraphs. Liberalised family Pension (LFP) 2.           Eligibility. The eligibility criteria are as follows:-

(a)          Death or disability due to acts of violence/attack by terrorists, anti-social elements, etc whether on duty other than operational duty or even when not on